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Effortless Vehicle Insurance Status Checks at Your Fingertips

Vehicle insurance is mandatory in India to ensure financial aid to the vehicle owner against third-party liabilities and personal damages. While comprehensive vehicle insurance renders extensive coverage, third-party insurance covers third-party loss and damages. 

You must regularly check the validity of your vehicle’s insurance to avoid legal complications. You can opt for an online medium for effortless vehicle insurance status checks at your fingertips.

Insurance companies have progressed by digitalising their services online for the benefit of their customers. The policyholders can make premium payments, apply for policy renewal or claim requests online and enjoy a hassle-free experience.

Why Must One Check Their Vehicle Insurance Status Periodically?

Checking the vehicle insurance helps the policyholder to make timely policy renewals. The validity expiry of your vehicle insurance leaves you prone to financial insecurity as you will no longer be protected  against third-party liabilities and personal damages. 

The validity expiry of the insurance plan can also lead to the loss of additional benefits like a No-Claim Bonus. Apart from timely renewal, checking status helps the policyholder get details about the waiting period before making a claim request.

How to Check Your Vehicle Insurance Status?

You can check your vehicle insurance effortlessly online on the below-mentioned platforms –

Things to Keep in Mind During Vehicle Insurance Status Check Via IIB 

As a user, you should keep the following things in mind during the vehicle insurance status check via Insurance Information Bureau (IIB)

Details to Keep Handy During Vehicle Insurance Status Check 

One must keep these details handy while checking their vehicle insurance status –

In case of a claim request status check, details that must be required are –

Conclusion 

Digitalisation has made the lives of policyholders easier and hassle-free. One can get updates about the policy or claims at any point in time without any restriction. Apart from that, policyholders can renew their plans, make premium payments or customise their policy plans online quickly and effortlessly.

FAQs

Yes. One can check vehicle insurance status offline by contacting the insurance company or visiting the local RTO office. However it is a time-consuming process. It is always better to check the status via online methods.

No. You cannot check the status of vehicle insurance of IIB as IIB has information about vehicle insurance policies renewed or purchased before 1st April 2020.

There are three ways to check the status of vehicle insurance online –

Yes. You can check your insurance claim request online by submitting details like Claim Request Number and Accident Details like date, location, FIR copy, etc.

No. You can check vehicle insurance status updates free of cost on these online platforms.

If you don’t check your vehicle insurance status from time to time, you may miss to keep track of your insurance policy validity. If the validity of your vehicle insurance policy expires, you will be liable for fine under law and you will not be financially protected against third-party liabilities and personal damages.

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