Credit card issuers are always on the lookout for new strategies to attract the attention of the masses. Inculcating eye-catching offers, marvellous discounts etc. are some of the most common techniques utilized by card issuers. As credit cards have been increasingly receiving the favour of the population, they have begun getting classified under several headings. For instance, there are fuel credit cards, offering ample savings on fuel purchase all-round the year. Similarly, there’s a viable option of opting from among the best rewards credit cards in India that grant multiple redeemable reward points. In the same way, if you’re a frequent traveller, you can opt for a travel credit card. Moreover, if your travel plans incorporate international outings the most, owing to work or personal reasons, you still won’t be facing a dearth of options.
Credit cards that render your international travel smooth and international purchases affordable are accessible at reasonable rates. Credit card companies partner with numerous hotels, restaurants and travel companies to guarantee seamless sailing on foreign soil. Travel credit cards are tailor-made for those who are always on the move. If you fall under this category and are on the hunt for a worthy international credit card for stress-free journeys, you’ve arrived at the right place.
The Bajaj Finserv RBL Bank SuperCard can be your international travel partner, making your stay abroad free from any financial hiccups. Before analyzing the different variants of the SuperCard that fall under the category of international travel credit cards, here are some common perks associated with all such SuperCard variants.
- Interest-free cash withdrawal: Whether on domestic land or abroad, the Bajaj Finserv RBL Bank SuperCard permits cash withdrawals from ATMs without incurring any interest for the first fifty days. 2.5% of the amount withdrawn is the only payment the cardholder requires to realize in the form of a processing fee.
- Easy EMIs facility: Paying hefty bills in the form of EMIs is one of the most convenient tools that can be utilized by modern-day consumers. And the SuperCard from Bajaj Finserv permits you to do the same. Make your payment through the SuperCard and avail of the easy EMI provision. Repaying in interest-free instalments ensures proper planning of the budget, and releases the burden of settling such an exorbitant amount in one go.
- Safeguard against any misuse: International travel warrants proper security and protection from any misuse of the credit card. You should not be liable for any fraudulent incident related to your credit card, whether in India or overseas. The SuperCard boasts of features like ‘In-hand security’ and ‘Zero-fraud liability cover’, which bestows a cover of assurance. Timely reporting of unprecedented usage will allow Bajaj Finserv to cover a substantial amount on behalf of the cardholder.
Now, let us look at the variants of the SuperCard, which can execute the role of an ideal international travel card.
- Bajaj Finserv RBL Bank Travel Easy SuperCard: The Travel Easy SuperCard stands true to its name. Accessible at a joining and annual maintenance fee of Rs. 999 + GST, it extends the benefits of cashback on Uber rides and fuel purchase. So, in a foreign land, while you book Uber rides to explore varied places, or for general travel, you save extensively in the guise of cashbacks (about 10%).
- Bajaj Finserv RBL Bank World Prime SuperCard: The World Prime SuperCard, obtainable at a joining and annual fee of Rs. 2,999 + GST each, grants elevated and top-notch financial freedom. On making any purchase in India or overseas, receive double the reward points. International travel is often characterized by layovers and delays. In some cases, the interval period between two successive flights even ranges to about 12-15 hours. So, while you wait to catch your flight, access the luxurious environment of the lounge facility at the airport. The Would Prime SuperCard extends the perk of complimentary lounge access at airports eight times a year, and unlimited paid entrance. Annual savings on this variant can cross Rs. 22,000.
- Bajaj Finserv RBL Bank World Plus SuperCard: Probably the best international credit card among all the variants, the World Plus SuperCard is a premium option. Though its joining and annual fee amounts to about Rs. 4,999 + GST each, it is worth every rupee. Akin to the World Prime SuperCard, this variant grants free access to airport lounges eight times in a year; not to forget the unlimited paid access. Luxuriate in and relish top-quality service at airport lounges. Whether you wish to savour delicacies or take a shower after a hectic flight, or relax to subside the issue of jet lag, airport lounges serve every need. Moreover, with this credit card, you earn 20 reward points on every international purchase. Annual savings of up to Rs. 55,000 will certainly compel you to apply for this variant.
Each of these variants will allow you to save significantly. Though a foreign currency transaction fee of about 3.5% is charged, these variants certainly fall in the affordable range as pemarket standards. So, wait no more and apply for the Bajaj Finserv RBL Bank SuperCard today.